If you and your partner have decided that you no longer want to have kids, it would indeed be a great idea to opt for permanent sterilization so that you do not have to be on pills any further and can enjoy your life to its fullest without any complications. Out of the various female sterilization techniques that presently exist, essure is undoubtedly the commonest and often opted for women without a second thought.
In reality, however, you must consider the costs that the surgery would mean before you desire to get snipped. Knowing the costs is important because only then will you be fully able to understand what discounts you will get and what finances you must gather for the successful completion of the procedure and the other expenses associated with the surgery as well as side effect of essure removal procedure.
Average costs of a essure procedure
If you are planning to undergo the surgery, you will have to pay for the doctor’s fees, the hospital bills, anesthesia and any medications that you may need before or after the surgery. The entire costs would be between $1200 – $ 10000 and if you are not insured, then you will have to pay the entire expenses out of your pocket, which would indeed be a great cost for the peace of mind that you get post surgery.
However, if you have a health insurance, you will have full coverage of the procedure which reduces the money that you have to pay. However, there’s a catch here. Health insurances that cover essure say that they ‘fully’ cover the preventive services, which in most cases happen to be to only the fees of the operating surgeon and the anesthesia costs, and leave out any other costs involved.
Obviously, you end up paying the rest of the cost like the costs of hospital room, other hospital services, medications, etc., which, in most cases happen to be the major share of the expenses. And this is where most patients usually suffer. The ‘full’ coverage condition takes them totally by surprise when they learn that its full coverage only for the preventive services and they have to shell out another $4000 – $9000 for the entire procedure.
What to do?
It is best that, before you plan to undergo the surgery, you call up your insurance provider and get to know how much coverage they will actually provide. This will let to make an estimate of how much the surgery will cost you after the insurance coverage and you will be able to plan accordingly. This is very important so that you do not have to unpleasant shock after your surgery due to the additional costs that you have to pay if your insurance doesn’t actually cover every single dime of the process.